Binance Earn is the all-in-one suite of passive-income products that lets anyone — from complete beginners to pro traders — put their idle crypto to work and earn daily or weekly rewards without active trading.

Top Binance Earn products in 2025

Simple Earn (Savings)
• Flexible: withdraw anytime, decent APY
• Locked: 7–120 days, much higher yields
Perfect for stablecoins (USDT, USDC, FDUSD) and major coins.

Staking
Lock BNB, SOL, ETH, AVAX, DOT, MATIC and dozens more to help secure networks and collect native protocol rewards. Binance handles all the technical stuff.

Launchpool
Just hold BNB or FDUSD in Simple Earn and farm brand-new tokens for free — the simplest (and zero-impermanent-loss) way to get early access to hot projects.

Dual Investment & Auto-Invest
Advanced strategies that combine guaranteed yield with price targets or effortless dollar-cost averaging.

Real-life example with USDT (Dec 2025 rates)

Put 10,000 USDT into a 90-day Locked Simple Earn at current ~8.2% APY → you earn ≈ $205 after 3 months. Interest paid daily, straight to your spot wallet.

Pros & Cons – quick view

Pros: extremely easy, 200+ assets, daily payouts, free Launchpool tokens, clean interface.
Cons: locked products are illiquid, rates fluctuate, custodial risk exists, some countries restricted.

How to get started in under 2 minutes

1. Open or log into Binance (KYC required)
2. Go to “Earn” → “Simple Earn”
3. Choose your asset → Flexible or Locked → Subscribe
4. Rewards start immediately.

Is Binance Earn safe in 2025?

SAFU fund > $1 billion, real-time proof-of-reserves, 99 % of funds in cold storage and additional insurance on many products. It remains centralized custody, but is considered one of the safest CeFi options available.

Bottom line

If your crypto is just sitting idle on Binance, using Earn is a straightforward way to explore passive income — always within your own risk tolerance.